Farm Cover Insurance :: Calculators

Farm Cover Insurance Financial Calculators

Farm Cover Insurance is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Farm Insurance Calculator
Estimate your farm insurance needs with our Farm Insurance Calculator. Establish the right levels of cover to protect your agricultural business and your financial livelihood.
Public Liability Insurance Calculator
Estimate your public liability insurance needs with our Public Liability Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.
Keyperson Insurance Calculator
Estimate how much keyperson insurance your business may need to protect against the loss of critical staff. This calculator considers profit contribution, debt exposure and replacement costs to guide appropriate life, TPD and trauma cover.
Commercial Property Insurance Calculator
Estimate your commercial property insurance needs with our Commercial Property Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.
Truck Insurance Calculator
Estimate your truck insurance needs with our Truck Insurance Calculator. Work out the right levels of cover to protect your truck, trailer/s, accessories and your financial livelihood.

'Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.'


Insurance News

Fire Ant Concerns Add Another Layer to Farm Risk Planning
Fire Ant Concerns Add Another Layer to Farm Risk Planning
09 Sep 2026: Paige Estritori
Renewed rural attention on red imported fire ants is a timely reminder that biosecurity risk is not limited to livestock disease or crop pathogens. For Australian farm businesses, an invasive pest can create a chain of practical problems: movement restrictions, extra compliance work, damaged ground, animal welfare concerns, worker safety issues and possible disruption to harvest, transport or sales. - read more
Electronic Livestock Tags Put Farm Records Under the Spotlight
Electronic Livestock Tags Put Farm Records Under the Spotlight
02 Sep 2026: Paige Estritori
Australia’s sheep and goat electronic identification rollout is moving from policy discussion into everyday farm management, and its insurance implications should not be overlooked. Recent rural reporting has highlighted the practical work now facing producers, agents, processors and saleyards as the industry shifts towards stronger individual animal traceability. - read more
Rising Mouse Reports Put Stored Grain and Sheds in Focus
Rising Mouse Reports Put Stored Grain and Sheds in Focus
26 Aug 2026: Paige Estritori
Reports of renewed mouse activity in parts of grain-growing Australia are a timely reminder that farm risk is not always dramatic, fast-moving or weather-driven. A gradual build-up of rodents around paddocks, hay stacks, silos, machinery sheds and grain storage can still create costly disruption, particularly where feed, seed, wiring, insulation and packaging are exposed. - read more
Wetter Outlook Puts Farm Insurance Reviews Back on the Agenda
Wetter Outlook Puts Farm Insurance Reviews Back on the Agenda
19 Aug 2026: Paige Estritori
Fresh seasonal weather attention across rural Australia is a practical reminder that farm risk can shift quickly when rain systems become more active. For many producers, a wetter outlook is welcome after dry periods, but it can also expose weak points in insurance arrangements, maintenance schedules and business continuity plans. - read more
Farm Insurance Articles

Protecting Your Farming Business with Keyperson Insurance
Protecting Your Farming Business with Keyperson Insurance
Farming is not just an occupation; it's the backbone of Australia's economy and a vital part of our national identity. From the vast wheat belts of Western Australia to the fertile valleys of Victoria, our farmers work tirelessly to feed not just our nation, but countries all over the world. Their commitment ensures food security and supports rural communities, making farming a crucial industry for Australia's prosperity. - read more
Farm Equipment Insurance in Australia: Types of Cover, Costs and Claims
Farm Equipment Insurance in Australia: Types of Cover, Costs and Claims
Farm equipment insurance helps Australian farmers manage the financial impact of damage, theft, breakdowns and liability risks involving machinery. Because tractors, harvesters, vehicles and other equipment can be costly to repair or replace, understanding the main policy types, exclusions and claims process can make it easier to choose cover that reflects your farm's equipment, location and risk profile. - read more
Preparing Your Farm: 5 Key Measures Against Natural Disasters
Preparing Your Farm: 5 Key Measures Against Natural Disasters
In recent years, Australia has witnessed a notable increase in the frequency and severity of natural disasters. From bushfires and floods to cyclones and droughts, these events have become almost a regular occurrence, affecting countless communities across the nation. For farmers, these natural disasters pose a serious threat not only to their means of livelihood but also to their way of life. - read more
The Role of Cover Crops in Enhancing Farm Yields Sustainably
The Role of Cover Crops in Enhancing Farm Yields Sustainably
Cover crops are a diverse group of plants grown primarily for the benefit of the soil rather than for crop yield. They are planted in the off-season after harvesting the main crop. The primary goal is to cover the soil, reducing erosion and enhancing soil health. - read more

Knowledgebase
Disability Insurance:
A type of insurance protection that pays a portion of a person's income lost due to a total or partial disablement arising from either an accident or a sickness.